Charlotte Regina Hill, 62, entered the Athens First Bank & Trust on Gaines School Road just before noon wearing a costume mask of glasses with a plastic nose.
Hill handed the teller a Halloween bag with a written message: “Hand me all your money,” according to police.
The teller laughed in disbelief at Hill and handed the bag back to her. She even took video of her as she left the bank.
Hill was located by officers inside the Goodwill store on Gaines School Road.
She was arrested and charged with criminal attempt to commit robbery by intimidation.